Member of the LGBTQ+ Community?

CAP is Proud to Protect You
same sex couple on a walk Member of the LGBTQ+ Community? CAP is Proud to Protect You

LGBTQ+ Travel Medical & Security Assistance for Lesbian, Gay, Bisexual, Transgender, or Questioning

Travelers in the LGBTQ+ community face many challenges, both home and abroad. And, depending on the destination, travelers who identify as lesbian, gay, bi-sexual, transgender, non-binary, or those questioning their sexual identity, may be at serious risk. Besides discrimination, LGBTQ+ travelers are subject to hate crimes and violence that could jeopardize their personal freedom – or even their very lives.

We are proud members of the IGLTA (International Gay & Lesbian Travel Association) and want to do our part to ensure members of the LGBTQ+ community are safe and secure.

CAP fills in the gaps in travel insurance with the flat-fee LGBTQ+ travel medical and security assistance, providing 24/7 emergency medical and security protection without any out-of-pocket expenses. That means we’ll be there (in person, if needed) to get you to safety, fast.

Moreover, we help members of the LGBTQ+ community navigate the complex, highly nuanced laws and cultural customs of each destination, providing on-demand concierge assistance with legal referrals, language interpreters, and much more.

With CAP, members of the LGBTQ+ community can travel fearlessly.

Concerned about Covid-19 while traveling?

CAP includes COVID-19 pandemic mandatory quarantine hotel expenses for up to two weeks, and if you get sick, it handles the cost of hospital-to-hospital transfers as well as emergency medical evacuation and repatriation (to get you home). Click here to learn more about our COVID-19 Benefits.

The Best LGBTQ+ Travel Medical & Security Assistance Protection Plan

For lesbian, gay, bisexual, transgender, non-binary, and those exploring their sexual orientation

CAP Includes:

  • No-cost medical and security evacuation services
  • 24/7 unlimited live help through the CAP Advantage App (with access to local medical and security rescue operatives, if needed)
  • One-touch emergency assistance
  • Destination-based health, safety and security intelligence, including LGBTQ+ specific information
  • COVID-19 hospital-to-hospital transfer and mandatory quarantine hotel expenses
  • Referrals to medical, dental and legal experts (hospitals too)
  • Access to language interpreters
  • Support if you lose luggage or important papers like passports or visas
  • Prescription advice and assistance
  • And so much more…

Older Couple Hiking CAP LGBTQ+ Travel Medical & Security & Assistance


  • Medical and security protection plan for LGBTQ+ travelers
  • For short-term or long-term international trips from your home country to multiple destinations – for as little as a few days, or as much as a year
  • Extremely affordable flat-fee protection, so no time-consuming claims process or out-of-pocket deductible expenses
  • Cancel for any reason. Plans change, which is why our money-back cancellation policy allows you to cancel your protection anytime before you travel

Frequent traveler looking to save?

If you’re traveling four (4) months or more, or frequently throughout the year, you’ll want to enroll in our year-long protection (which is the best value at just over a dollar a day).

Key Plan Features You’ll Love

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Real-Time Travel Intelligence with CAP Advantage App

We provide pre-travel advisories, COVID-19 travel restrictions and entry requirement updates, incident monitoring and real-time alerts, country and city risk reports, location-based mapping with risk ratings, a one-touch “HELP” with in-app messaging , access to interpreters , help with lost luggage, passports or visas, and more.

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24/7 Medical & Security Assistance

We can help you find the medical care you need, including prescription advice, referring you to doctors and dentists, and arranging a guarantee of payment if needed. We handle emergency medical evacuations, including ground transportation and air medical repatriations back to your home country, if needed. And our elite security team is on call whenever you need them to provide advice or assist in getting you to a temporary or terminal safe haven when required.

Why Do I Need the LGBTQ+ Travel Medical & Security Assistance Plan?

Here are the top 3 reasons you need CAP

Did You Know?

There are almost 100 countries where homosexual behavior is against the law – and even if it’s not outlawed entirely, there are often ‘public decorum’ or ‘public decency’ mandates that may be used by local authorities to harass and imprison members of the LGBTQ+ community. See Map.

Cartoon man with luggage 1. You May Need Security Protection

Traveling nowadays, there are security concerns for everyone, but members of the LGBTQ+ community face additional risks, especially in places where sexual orientation or gender identity are marginalized or even criminalized.

CAP’s LGBTQ+ travel medical and security assistance gives you immediate access to our experienced, highly trained security team. If you’re wrongfully detained by the local law enforcement (whether it’s related to your sexual orientation or not), if there’s secular or political unrest (resulting in riots and civil commotion), or if something more serious occurs (such as a violent crime against you, or extortion, hijacking, or even an act of terrorism), CAP provides 24/7 security assistance to get you to safety – or home – fast.

That’s right, access to a specialized security team (that includes former military special ops and federal law enforcement agents) is part of the package. The best part? CAP’s LGBTQ+ travel medical and security assistance is flat-rate, so you don’t pay anything extra for an elite security force that’s proud to have your six.

You’ll also enjoy a wide range of valuable concierge services, such as legal referrals, access to language interpreters, and assistance if you lose your baggage or important documents, like your passport or visa.

Did You Know?

Included in your plan is the CAP Advantage App, which among other things, provides real-time health, safety and security information, including country and city-specific insights on challenges and possible threats for LGBTQ+ travelers. Having this actionable intelligence on hand helps you stay safe (and helps you avoid dangerous situations altogether).

Cartoon couple walking 2. Accidents & Natural Disasters Happen

If you have international travel medical insurance for accidents or natural disasters, you have to go through a time-consuming claim and costly deductible process. But that’s only half the problem. When there’s a crisis situation, you’ll be on your own, trying not to panic, doing your best to figure out how to get yourself to a hospital or out of harm’s way.

CAP’s LGBTQ+ travel medical and security assistance gives you access to one-touch, 24/7 emergency assistance. Our crisis response centers are staffed by a highly trained, experienced team of medical and security personnel, including trauma physicians, nurses, paramedics, former military special ops and federal law enforcement agents.

If you have an injury or serious medical emergency, our elite, multilingual team is on hand to get you to safety – fast. We’ll organize and pay your travel expenses, from lodging to airfare. And if medically necessary, we’ll pay the cost to evacuate you to the best available medical facility (even if it’s in your home country – and refer you to the best doctors)

Cartoon man waving 3. You May Not Be Covered for COVID-19

Sudden travel bans and unexpected quarantines can completely derail your trip and postpone your travel home.

CAP LGBTQ+ travel medical and security assistance helps with COVID-19 pandemic mandatory quarantine hotel expenses and includes hospital-to-hospital transfers.

If you become very ill and an emergency medical evacuation is needed, we’ll handle the cost of getting you to the best available medical facility (even if that means arranging for a medevac to a hospital near your home). Our goal is to get you home, safe – and we’ll spare no expense to do it. The best part? It’s flat-fee protection, so you won’t pay a dime out of pocket.

Backed by

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Shop confidently with CAP, having assurance that we have strong financial backing and are reinsured by Lloyd’s, London (the world’s leading insurance and reinsurance marketplace), which has an AM Best rating of A (Excellent). Having full solvency and indemnity to cover all financial risk means that we have the resources to be there when you need us most – fast.