Traveling South for Winter?

Plan Ahead with CAP
Older Couple on Beach Traveling South for Winter? Plan Ahead with CAP Tripside Assistance For True Peace of Mind

Snowbird Travel Medical and Security Protection for Retirees, Families, and Seasonal Travelers

Each year, millions of Americans and Canadians migrate South during cooler months, taking a short respite to a sunny destination like Florida or the Caribbean for their turquoise waters, sandy beaches, and boating. Others embark on prolonged RV road trips through the midwest to explore the Big Sur, wineries, or Grand Canyon. In either case, the CAP snowbird travel medical and security protection provides fantastic emergency benefits for international travelers.

If you have an accident or medical emergency, we’ll provide immediate assistance, covering the cost of getting you to the best available medical facility (even if that means covering the expense of a medevac to your home hospital?) , referring you to top doctors and dentists, providing prescription advice – and even getting you a language interpreter if you need one (a welcome benefit for French-Canadian travelers).

If there’s an impending natural disaster, such as a hurricane (which frequently occurs in subtropical climates such as the Caribbean and southeastern United States), or an earthquake occurs (common on the West Coast of the U.S.), we’ll get you home, fast, thanks to our one-touch emergency assistance and no-cost medical and security evacuations.

Traveling with pets? Don’t worry. If you’re evacuated due to a medical or security emergency, we’ll get your pets home safely, too. And the return of your vehicle is also included in your CAP protection. It’s easy. There's no claims process or deductibles with CAP, as it’s a flat-rate plan.

Concerned about Covid-19 while traveling down south?

CAP includes COVID-19 pandemic mandatory quarantine hotel expenses for up to two weeks, and if you get sick, it helps handle the cost of hospital-to-hospital transfers as well as medical evacuation and repatriation (to get you home).

The Best Snowbird Travel Medical & Security Assistance

For seasonal travelers of all ages traveling abroad

CAP Includes:

  • One-touch emergency assistance
  • No-cost medical and security evacuation services with repatriation (returning to your home country), if needed
  • Pet and vehicle return in the event of a medical or security emergency evacuation
  • Access to language interpreters
  • Prescription advice and assistance
  • Referrals to medical, dental and legal experts (hospitals too)
  • COVID-19 hospital-to-hospital transfer and mandatory quarantine hotel expenses
  • 24/7 unlimited live help through the CAP Advantage App (with access to local medical and security rescue operatives, if needed)
  • Destination-based health, safety and security information
  • Support if you lose luggage or important papers like passports or visas
  • And so much more…

Friends on a beach CAP Snowbird Travel Medical & Security Assistance


  • Medical and security protection for retirees, families, and individuals that frequently travel internationally
  • For short-term or long-term international trips from your home country to multiple destinations – for as little as a few days, or as much as a year
  • Extremely affordable flat-fee, with no time-consuming claims processes or out-of-pocket deductible expenses
  • Cancel for any reason. Plans change, which is why our money-back cancellation policy allows you to cancel your protection anytime before you travel

Frequent traveler looking to save?

If you’re traveling four (4) months or more, or frequently throughout the year, you’ll want to enroll in our year-long protection (which is the best value at little more than a dollar a day).

Key Plan Features You’ll Love

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Real-Time Travel Intelligence with CAP Advantage App

We provide pre-travel advisories, COVID-19 travel restrictions and entry requirement updates, incident monitoring and real-time alerts, country and city risk reports, location-based mapping with risk ratings, a one-touch “HELP” with in-app messaging , access to interpreters , help with lost luggage, passports or visas, and more.

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24/7 Medical & Security Assistance

We can help you find the medical care you need, including prescription advice, referring you to doctors and dentists, and arranging a guarantee of payment if needed. We handle emergency medical evacuations, including ground transportation and air medical repatriations back to your home country, if needed. And our elite security team is on call whenever you need them to provide advice or assist in getting you to a temporary or terminal safe haven when required.

Why Do I Need CAP Snowbird Travel Medical & Security Assistance?

Here are the top reasons you need CAP

Person Sunbathing 1. Your Travel Medical Insurance Won’t Fully Protect You in an Emergency

If you have domestic or international medical health insurance coverage that includes emergency medical evacuations, you’ll get medical transportation to the “nearest adequate hospital facility.” But what if the nearby hospital isn’t good enough? What if you want to go home?

Unless it’s deemed “medically necessary,” your insurance won’t pay to have you brought to your hospital of choice. With CAP, if you have an injury or serious medical emergency and your condition is stable, we’ll arrange for you to get you to the best available medical facility of your choosing (even if that means arranging for a medevac to fly you to your home hospital). Along the way, we’ll organize and handle the cost of your travel expenses, from lodging to airfare. We’ll also stay in contact with your family and manage logistics with the receiving hospital. Our goal is to get you home, safe – and we’ll spare no expense to do it.

The best part? CAP protection is flat-fee, so you won’t have to go through a lengthy claims process or pay a dime out of pocket for your emergency evacuation (which can cost anywhere between $15,000 to $150,000). With standard medical insurance, you’ll pay out of pocket for your emergency evacuation and you’ll also be charged deductibles before being reimbursed (if your claim is approved).

Should something tragic happen, CAP also includes the repatriation of mortal remains, which means covering all the necessary expenses and government authorizations to transport the remains of a loved one back home.

Did You Know?

CAP snowbird travel medical and security assistance includes emergency medical evacuation and repatriation plus COVID-19 mandatory quarantine hotel expenses and hospital-to-hospital transfers.

Couple Talking 2. Extreme Weather & Climate Related Disasters Happen

Sadly, the incidence and intensity of natural disasters such as hurricanes, earthquakes, and tornadoes is on the rise. In some regions of the world, including key travel destinations in the U.S. and Caribbean, it’s a seasonal occurrence.

While certain types of insurance provide some reimbursement for losses related to natural disasters, that happens only after you’ve gone through a time-consuming claims process and paid your deductibles. More importantly, insurers do very little to help you during the actual crisis. Instead, you’ll be on your own, trying to figure out how to get yourself out of harm’s way. When there’s a hurricane, there are gas and food supply shortages and transportation for evacuations becomes next to impossible.

CAP protection is perfect for snowbirds needing travel medical and security protection, as it provides access to one-touch, 24/7 emergency assistance to get you to safety – fast. We provide support for CAP customers before, during, and after a natural disaster. From advice to help with transportation or an emergency relocation, we’ll be there – even if we need to send a rescue crisis response team to your location.

CAP customers also get access to the CAP Advantage App, which delivers valuable, real-time travel risk intelligence and weather alerts to help you get out of harm's way and avoid natural disasters.

Did You Know?

Your CAP Travel Protection Plan includes the return of pets and vehicles. So if you need to be immediately evacuated due to a medical or security emergency, we’ll ensure your beloved companions are returned home safely and will coordinate and pay to have your vehicle returned to your home country.

Girl Waving 3. We’ll Get You Home – With Your Things

With CAP snowbird travel medical and security assistance, you can rest assured that we’ll help you before, during, and after your travels.

As a customer, you get access to the CAP Advantage App, which provides one-touch emergency assistance, traveler tracking, and real-time health, safety and security updates and alerts – helping you steer clear of potential travel risks and costly delays.

If there’s a security or medical emergency, CAP protection includes emergency relocation, evacuation and repatriation to ensure you get home safely. Brought along the family pet? Don’t worry. If you’re evacuated due to a medical or security emergency, we’ll get your pets home safe, too. And if you’ve rented a vehicle while traveling internationally, we’ve got you covered. The return of your vehicle is also included in your CAP protection.

Plus, you’ll enjoy a wealth of valuable concierge services designed to make problem resolution fast and easy, such as legal referrals and access to language interpreters. We even provide assistance if you lose important documents (like your passport or visa), and we’ll help you track down missing baggage, too.

Backed by

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Shop confidently with CAP, having assurance that we have strong financial backing and are reinsured by Lloyd’s, London (the world’s leading insurance and reinsurance marketplace), which has an AM Best rating of A (Excellent). Having full solvency and indemnity to cover all financial risk means that we have the resources to be there when you need us most – fast.