Travel Medical & Security Assistance for the International Student
December 20, 2021
Travel Medical and Security Assistance Stands Up to COVID Complications for Those Studying Abroad
Travel Medical and Security Assistance for those studying abroad can be the difference between a successful academic year and a semester cut short due to a travel mishap. International travel continues to be a complicated endeavor for everyone as there is still great risk involved. Travel insurance, too, is now more complex than ever, with exclusions that can leave your child stranded while you foot the bill to bring them back home safely.
Before your student returns for their winter semester of international study, ensure that they are protected from the many travel mishaps that traditional travel insurance excludes. Emergency medical transportation, including air ambulances, is often not included with standard travel insurance policies, meaning that parents should seek a solution to this problem.
Give the gift of CAP, a travel medical and security assistance plan that works to address many of the exclusions in traditional travel insurance.
What Is International Student Travel Medical and Security Assistance?
Travel Medical and Security Assistance Plans like CAP offers a fully-funded response to medical emergencies that can occur during travel, including incidents of civil commotion, natural disasters, or violent crime. Importantly, CAP offers medical evacuation or emergency transportation to a home hospital of choice should your child suffer from a medical mishap resulting in hospitalization. Travel insurance often requires that the customer pays for this service out of their pocket, which can be tens of thousands of dollars.
The CAP Travel Assistance Plan also offers a wealth of valuable services for pandemics, including real-time intelligence reports, ground transportation support, emergency medical evacuation (medevac), and the costs of a CAP customer’s COVID-19 mandatory quarantine expenses
(for up to 14 days).
While a handful of international travel medical insurance providers now cover pandemics like COVID-19 (including some quarantine expenses), it’s only on a reimbursement basis, which means the customer has to pay out of pocket (and then go through a claims process for reimbursement of eligible expenses).
Do International Students Need Travel Medical and Security Assistance or Travel Insurance?
Both. Many international student visas require the purchase of travel insurance, and travel medical and security assistance can be the perfect complement to an existing travel insurance policy.
What Happens If an International Student Must Quarantine?
Today, unexpected quarantines are an unfortunate part of international travel. A failed test or exposure to a COVID case can prompt a required quarantine for your student, and parents may have to pay out of pocket despite their existing travel insurance
policy. Further, parents will have to navigate a complicated claims process which may ultimately not pay out any benefits at all.
The CAP Travel Assistance Plan also includes a wealth of valuable services for pandemics, including the costs of a CAP customer’s COVID-19 mandatory quarantine expenses (for up to 14 days). The flat-fee plan doesn’t require a claims process either, so customers are saved from paying out of pocket for the cost of deductibles or service fees.
Will My Travel Insurance Fly My Child Home During an Emergency?
No. Travel insurance policies often do not include benefits that address hospital-to-hospital transfers or emergency medical evacuation back home to a hospital of your choice. Without student travel
assistance, parents run the risk of having to pay for an air ambulance
or emergency transport in the event your child needs to be returned home quickly for urgent medical care.
The same applies to natural disasters, political commotion, and COVID-19 outbreaks.
What Are the Most Common Mishaps International Students Face?
International students are often vulnerable to travel mishaps that include injuries related to drug or alcohol abuse, theft, violent crime, assault, and pregnancy.
The CAP Travel Assistance Plan, Powered by FocusPoint
Parents of international students are encouraged to take every reasonable step to ensure the safety of their children while they study abroad. Never leave it to chance and prepare your children for school by purchasing a travel assistance plan that can address any possible mishap.
FocusPoint International’s CAP Travel Medical and Security Assistance Plan
comes with a robust mobile app that includes destination-based health, safety, and security intelligence, COVID-19 specific information, a one-touch assistance button, and much, much more. The CAP Plan offers unlimited 24/7 advice for a long list of travel mishaps often overlooked by traditional travel insurance, including COVID quarantine costs.
It also provides a fully-funded response to incidents of riots, strikes, and civil commotion, natural disasters, with medical evacuation to a home hospital of choice, should you suffer from a medical mishap resulting in hospitalization.
Contact us directly to learn more about available offerings tailored to the needs of international students and give the gift of CAP this holiday season.